Contents
ABOUT THIS HANDBOOK Helping to Form SHGs 3 What is Self Help? 4 How do We Start? 5 How are Groups Formed? 7 How are Group Meetings Organised? 8 How do SHGs take shape? 9 How do SHGs function? 11 Characteristics and Functions of SHGs 12 Linking of SHGs to Bank 15 16 Step 1 – Opening of S/B Account for the SHG 17 Step 2 – Conduct of internal lending by the SHG 17 Step 3 – Assessment of SHGs 19 Step 4 – Sanction of Credit Facility to the SHG Spreading the Message of SHGs 22 23
ANNEXURES I. Specimen pages of INTER-SE AGREEMENT TO BE EXECUTED BY THE MEMBERS OF 23 THE SELF-HELP GROUP 25 II. Specimen of APPLICATION TO BE SUBMITTED BY SHG TO BANK 26 III. Format of ARTICLES OF AGREEMENT FOR USE BY BANKS WHILE FINANCING SELF-HELP GROUPS 28 IV. Specimen of Saving A/c. The register maintained by SELF-HELP GROUP 29 V. Specimen of Loan A/c. The register maintained by SELF-HELP GROUP 30 VI. Specimen of CASH BOOK 31 VII. RBI Circular on OPENING OF SAVINGS BANK ACCOUNTS IN THE NAME OF SELF-HELP GROUP Download: SHG Training Manual – Nabard
